BODY {
  margin-top: 10pt;
  margin-bottom: 5pt;
margin-right: 0pt;
margin-left: 0pt;
  scrollbar-base-color: #324cad;
  scrollbar-arrow-color: #ff6382;
  scrollbar-3dlight-color: #348aad;
  scrollbar-darkshadow-color: #00197a;

  height: 0pt;
  padding-top: 0pt;
  padding-bottom: 0pt;
}


h1 {
  font-family: "Times New Roman", serif;
  color: #324cad;
  font-size: 16pt;
  text-align: center;
  margin-top: 4pt;
  margin-bottom: 4pt;

}

h2 {
  font-family: "Times New Roman", serif;
  color: #324cad;
  font-size: 14pt;
  font-style: italic; 
  text-align: center;
  margin-top: 2pt;
  margin-bottom: 2pt;

}

h3 {
  font-family: "Times New Roman", serif;
  color: #324cad;
  font-size: 12pt;
  font-style: italic; 
  font-weight: bold;
  text-align: center;
  margin-top: 2pt;
  margin-bottom: 2pt;

}

P {
  font-family: "Times New Roman", serif;
  color: #324cad;
  font-size: 12pt;
  font-style: normal; 
  text-align: justify;
  margin-top: 2pt;
  margin-bottom: 2pt;

}

P.left {
  font-family: "Times New Roman", serif;
  color: #324cad;
  font-size: 12pt;
  font-style: normal; 
  text-align: left;
  margin-top: 2pt;
  margin-bottom: 2pt;

}

.s {
  font-size: 1pt;
  }


a.nav:link {
  font-size: 14pt;
  color: #00197a;
  font-weight: normal;
  text-decoration: none;
  font-family: "Times New Roman", serif;
}

a.nav:hover {
  font-size: 14pt;
  color: #348aad;
  font-weight: normal;
  text-decoration: none;
  font-family: "Times New Roman", serif;
}

a.nav:visited {
  font-size: 14pt;
  color: #00197a;
  font-weight: normal;
  text-decoration: none;
  font-family: "Times New Roman", serif;
}

img.right {
  margin-left: 30px; 
  margin-bottom: 20px; 
  margin-top: 5pt;
}

img.left {
  margin-right: 30px; 
  margin-bottom: 20px; 
  margin-top: 5pt;
}

UL {
  margin-top: 5pt;
  margin-bottom: 8pt;
}

LI {
  font-size: 12pt;
  color: #324cad;
  font-family: "Times New Roman", serif;
  line-height: 14pt;
  margin-top: 12pt;
  margin-bottom: 8pt;
}